Budgeting

I often tell my husband, “My money is my money, and your money is our money.” It’s kind of become a running joke between us, but there’s a hint of truth in it too. As the one with a stable job, he is the main breadwinner for our family. My husband and I have always … Read more

I’ve seen it, you’ve seen it… Every day, the price of something is unmistakably higher than it was yesterday. It’s hard to live and combat these rising costs when another changed price tag surprises you daily. In today’s economy, inflation has become a significant concern, as reflected in the latest Consumer Price Index (CPI) report. … Read more

As a couple, $5,000 per month is more than enough to live on. I’ll break down my budget to show you exactly how that is possible in one of the most expensive cities in America.  Years ago, I shared my budget for how to live on $2,500 a month in San Diego. Now I am … Read more

In a union of two people, you are bringing together different personalities, backgrounds, lifestyles, wants, needs, and desires. You’ll have similarities that bond you, and differences that can be a crazy maze to navigate through. Finances are one topic that can set two people apart from one another. That’s why it is important to have deep discussions about your marriage and money before these conflicts arise.

Budgeting is the best way to ensure that you are able to cover your cost of living; however, your budget is only effective if you make it accurately. So, here’s a list of expenses that you might want to include when getting started.

Congratulations on becoming a homeowner, or gearing up to be one! As you embark on this exciting journey, it’s essential to acquaint yourself with all the common expenses not to forget when buying a home. These hidden costs of homeownership can potentially strain your budget if not anticipated. Upon acquiring your new abode, unforeseen expenses … Read more